Mangonia Park Chapter 7 Lawyer

Filing bankruptcy can be confusing due to different bankruptcy types with Chapter 7 being the most popular option.

What is a Chapter 7 Bankruptcy?

Chapter 7 provides for liquidation, i.e.: the sale of your nonexempt assets to pay your creditors. There is an emphasis on the word ‘nonexempt’ as Chapter 7 exempts certain assets to protect the applicant.

It works in a simple manner. Unsecured priority debt is paid first, next secured debt is cleared, and last comes nonpriority unsecured debt. However, filing can be quite a complicated process.

Working with a legal firm like Stiberman Law can make things easier and ensure you face no difficulty during or after filing.

The entire process can take up to 90 days and requires the submission of a variety of documents.

Contact us today to know more about Chapter 7 and the benefits it offers.

Call (954) 922-2283 for a FREE CONSULTATION

Your Trusted Mangonia Park Chapter 7 Bankruptcy Lawyer

It is important to work with a legal firm you can fully trust. A few things to look for in a bankruptcy firm are:

Security: Work with a company that goes all out to take care of your private information including your financial details. At Stiberman Law, we use the latest technology to safeguard customer data and ensure it doesn’t reach unsafe hands.

Affordability: Most people who apply for bankruptcy are facing financial troubles, hence affordability is a factor that cannot be neglected. Stiberman Law understands this and offers a variety of plans including a special $0 down option that makes it possible to start without making advance payments.

Experience: While some new companies are good, there’s nothing better than an experienced law firm. We have 22 years of experience, which makes us one of the best Chapter 7 firms.

Ease: You don’t want to work with a difficult company when you’re already facing financial issues. At Stiberman Law, we put ease first and ensure you face no difficulty during or after the process. We will answer all your questions and even file on your behalf. Plus, our customer service is top notch and available in two languages, English and Spanish, to cater to a wide range of clients.

Call (954) 922-2283 today to know more about Stiberman Law.

Chapter 7 is for everyone who finds it difficult to pay back debts; however, not everyone may qualify.

Talk to us to know about eligibility requirements and if it’s the right option for you.

We’ll talk to you in detail and look at alternatives so you can choose the best route to get out of issues such as foreclosure, threatening calls, and increasing debt.

Call (954) 922-2283 for a FREE CONSULTATION

1 Book a FREE consultation.

2 Let us go through your documents.

3 Meet us and talk about your situation.

4 We’ll prepare and submit a report.

5 Our team will report on your behalf once we receive your approval.

Can it impact my credit score?

Yes, it will impact your credit score and stay on your credit report for ten years.

Can partnerships file Chapter 7?

Yes, partnerships can file Chapter 7. You will have to submit relevant business documents, however.

Can I file bankruptcy if I have enough money to pay my creditors?

While you can file your application may not get approved due to not meeting eligibility requirements.

How can married couples file Chapter 7?

It can be done jointly or individually. Talk to us to know more about filing as a couple.